Secure your future today

Insurance for now
and your future.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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Coverage under one roof

Covering all of your
insurance needs.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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Life insurance

Peace of mind for
your loved ones.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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The extras

Insuring your
passion.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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The extras

Insuring your
fun.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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Insurance tailored for you

Guidance and support
for your individual needs.

Where trust meets coverage and excellence is part of the package. We tailor insurance just for you, because you matter.

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Since 2000Providing insurance

About us

An independent agency with two local offices

Members of Alternatives Insurance® Group

We're a local, independent insurance agency with offices in O'Fallon and Troy, Missouri. Because we work with many different insurance companies — including some of the largest national carriers — we can shop your coverage and find the right fit for your needs and budget.

Some of the best companies, products, coverages and premiums
One local agent for auto, home, life and everything in between
Personal service from people who live and work in your community

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Need help? (636) 978-7260 (O'Fallon) (636) 462-1778 (Troy)

Our mission

At Alternatives Insurance Agency of O'Fallon and Troy we are dedicated to providing every client with an insurance product tailored to fit their individual insurance needs. No matter what type of insurance, we will provide the tools and resources necessary to meet these needs. We will continue to review, improve and renew our products as well as maintain relationships with our insurance company partners. Our exceptional efforts and commitment ensure all of our clients' needs will be met completely, competitively and proudly by our team.

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